Speaker – David Meredith – Principal at Busbys Chartered Accountants, presents a review on the recent Mini Budget

Speaker – Graham Card - Card and Company (Commercial Finance) Ltd. – Commercial finance (part 2)

Speaker – Bill Ferguson – Osteopathy, Cranial Osteopathy and Acupuncture

Speaker – Colman Carpenter – Principal at Four Lakes- Hard-working WebsitesPresentation is now available online - https://docs.google.com/presentation/d/1KVUWrnYX-5rz1Mio5BKXivWwCdv3sOOn6PBzCMQXWX4/edit?usp=sharing

Speaker – Richard Smith – Owner of Eyemasters – A highly personalised approach to frames, lenses and specialist eyewear.

Speaker – Jenna Hunter – Principal at Hunter Law Ltd Employment legislation is developing at bewildering speed, and Jenna Hunter specialises in advising her business and individual clients on the current law, and representing them in employment tribunals.

Speaker – Jason Harding of First Aid Training Jason Harding has been involved in first aid training for the last 15 years, and as a designated first aider for over 30 years. Jason Harding First Aid Training comply with the guidelines as set out by Health & Safety Executive (HSE) in its guidelines for first aid

Due to the group's Christmas Dinner in the evening there will be no breakfast meeting.

Note: Due to adverse weather conditions this meeting is now cancelled. The speaker will be rescheduled in due course. Apologies for any inconvenience, but the safety of members travelling early in the morning on potentially icy roads is paramount to the group. Speaker – Joanne Osborne of Scarlett Financial Services Topic to be advised.

There will be no speaker for the Christmas breakfast meeting.